The main difference between 87 & 93 octane are the flashpoints. The lower octane gas will ignite easier because it has a lower flashpoint. Because it ignites easier, it can ignite prematurely in our ST1300 engines ... AKA pre-ignition ... more commonly known as engine knock. A continuous pre-ignition condition will slowly destroy your main and rod bearings. How much damage does 10% ethanol cause? I don't know, but if it's all in the fuel delivery system, I suspect the damage from ethanol is less costly to repair than rebuilding the bottom end.
+1 one of the few posts on this subject over the years that got it right. I have been saying this for years. As I have pointed out before, this is more of an issue if you live at sea level and in a cold climate. That is when and where the air is the most dense. At high altitude and in the summer you will have less issues with running 87 oct as the air is thinner and it isn't heated as much in the compression process. As proof that hot air can cause fuel to ignite, just look at how a diesel engine works. There are no spark plugs. It compresses the air which causes it to heat up enough to ignite the fuel air mix. Granted diesel engines have way more compression than gas. Diesels are typically around 19:1 where the ST1300 is 10.8:1. However the flash point much higher in diesel fuel compared to gas.
Personally I have run non-oxygenated super premium. The gas station that I ride by twice a day when commuting and that is 5 miles from the house just so happened to have non-oxygenated fuel in their super premium tanks. I say had because I don't know what they have now. I noticed last week they changed their signs they used to be a Marathon station and now are a Holiday. Around here all the Marathons had no ethanol in their super premium. Holiday stations how ever carry E10 in all the pumps. I haven't had to fill up there lately so I don't know if they will still have the good stuff. This time of year I am burning Diesel as my winter beater is a VW Jetta TDI. Those pumps are not near the gas pumps.
For me I have burned both. I do run super in both bikes. The 1300 requires it and it gets better gas mileage on it. It also has a bit more power based on my butt dyno. I do use E10 from time to time mainly when on trips. I will take super (E10 or not) over running 87 or midgrade. As for damage running E10. I haven't seen any post here or any other form where Ethanol has been identified as a source of damage on a 1300. The only issue fuel related has to do with carbon buildup in the valve guides. If this happens the bike will not run right and have 0 compression on one or more cylinders. This technically doesn't break anything and the engines have been returned to life by running additives to clean out the carbon deposits. We don't know if Ethanol is the cause but there have only been a handful of cases and there are way more people out there that only run E10 because that is all they have access to. So does E10 scare me, nope.
I will point out that on the 1100 I personally think that the reason the fuel cutoff is such a problem is because of E10. One problem with ethanol is that it will degrade rubber if it isn't designed to resist the effects of the alcohol. Well the problem people have is that there is a rubber diaphragm in the cutoff that is vacuum operated. It is also in contact with the fuel. We don't know if it is or isn't failing because of the fuel. It could be partly due to age but the fact that the number of failures have gone up as E10 became the norm. Also people have replaced them only to have them fail again. This would lead me to believe that it is more than an age issue. There is a well documented process to bypass it so it isn't an issue once that is done. Again this is the only part that I know of that some of us think are prone to damaged by the ethanol on any model ST. There is nothing on the 1300 that I have ever read about. It is only something on the 1100.