Thanks for the comments...and sending them this time LOL
I think I may have made some progress today. I removed the bars and adjusted the steering bearings no less than 5 times today. I adjusted to the 07 spec, the after 07 spec, by feel, and even loosened the nut enough to feel the play in the forks, then adjusted it 1/8 turn at a time until the play was gone. Still loud cluck could be felt and heard in the bars. I rode the bike over to Justytroll's house and let him listen to it, and compared it to his 07 model. His didn't make as much noise. Back to the garage....I lifted the bike, and pulled the stem nut off, dropping the forks out a little, checked everything, bearings and races still packed with pretty blue polyuria high temp grease etc. Asked my neighbor to assist me in lifting the forks up into place while I started the nut. We bumped it a couple times, then he said it felt like it slipped up into the headstock "better"? I took a 16 inch snap on 1/2 drive ratchet and tightened the bearings to almost 40 pounds, when I did this, We heard what sounded like the race seat completely. I backed off the nut and when through the entire procedure again for the 07 spec instructions. 18 lbs then back off, then up to 11lbs, then when I did the 45 degree further turn...guess what, it ended right back at 18 lbs again?
Tried the trigger scale, and it starts moving around 3.5 pounds. There is a slight bit of drag, but the bike rolls and steer ok now, and MOST of the noise and cluck has been greatly reduced. I think the only think left I'm hearing how is the SMC which as everyone knows is somewhat normal.
I did find one other thing that I want to explore a little more with the front forks. While the bike was up in the air, I pulled the fork caps and removed the springs & spacers so I could slide each fork leg up one at a time to check for bent tubes, binding, or sticking etc. That all turned out normal, the damper rods work well and smoothly in each direction, it was then that I noticed that the spacer(s) OEM Honda metal ones, were too short! IIRC the stock spacer & spring set up would leave the spacer about 1/8 of an inch sticking out of the fork tube. The 125mm spacer that Rich at sonic told me to use, (1.2 spring/OEM washer/OEM spacer cut down to 125mm) was too short! It is almost 7mm down inside the tube! I think this may be what I am feeling and hearing. I'm going to cut some 130 & 140mm spacers tomorrow out of PVC and see if that makes my problem go away.
Wish me luck.
Igofar