Last week I got some new TCX X-Ride from Revzilla $105, on sale. They fit great and are a high ankle boot. My last ones, which I bought 20 years ago, were a shin high boot. I did feel a little wind on the cool days, but nothing to worry about. Hopefully cooler during the summer. They are waterproof, but only to the top of the zip, which is near the ankle. They have armour for the ankles on both sides. They are comfortable for walking in for the short walks I've done. Stepping in water won't be an issue. A monsoon might be. The entry is tight (I have a high instep and wide foot) but the foot room is good once in and I'd say accurate to boot or shoe size.
I did see some TCX X-Five WP for sale on the classifieds if you need taller ones in size 44.