This is one of those questions that's multi-faceted, so here's my take on it. The belt seems to be ageless, 15 year old belts look like new. I know people will say but there could be hairline cracks, etc. but I couldn't bend, twist or otherwise distort my old one into anything that looked like it was anywhere near replacement time (mine was 16.5 yrs, 97k miles). Same story on the tensioner pullies, those things are made like a swiss watch and seem like they could go on forever. The water pump is the other variable that is well made, but the bearings don't appear to be up to the same standard as the pullies. In my case the WP bearings started making noise, so I had to swap it out immediately. While I was in there I changed everything, because I didn't want to do all that work and then be second guessing on what might happen to the old original parts I chose not to replace. Kept hearing Clint Eastwood's voice saying "Do you feel lucky?" But when I look at the old belt and pulleys I removed I know they had plenty of life left in them.
So if you're mechanically inclined and all you have to invest is the cost of the parts and some of your time, then I'd suggest that you do it, and consider changing everything to remove any doubt. Go with the Gates belt on Amazon, its identical to the OEM belt. If you're planning on having a Honda dealer do the work, then that's a different story because with parts and labor you're talking a substantial percentage of the value of the bike. In that case you may want to roll the dice, but the problem is if the belt goes for any reason, then the motor is toast along with it, and it will cost more than the bike is worth to repair.