Good question, well phrased Ray.
With EU legislation being all encompassing on such matters, hey they pretty much set the world standards on helmets and protective clothing, I would have thought there would be few exemptions or exceptions from helmet law.
However, if you visit one or two of the out of the way Greek Islands then you may see some riding without and some of the old geezers on European pedal mopeds in backwater France, Italy and Spain are oblivious to such things.
It was the case and may still be that if you are a Sikh in the UK you are exempt if wearing your turban. Although there aren't many Sikhs wearing turbans on motorcycles. I think I'd have to travel at least 50 miles to see a Sikh let alone one on a motorbike.
Upt'North.
), "Conditions sustained due to not wearing a helmet while riding a motorcycle are NOT covered..." Just saying...I don't think it will happen. Does the insurance company refuse to pay medical if their insured is drunk and slams into a bridge abuttment and suffers life threating injuries? Do motorcycle insurance companies even ask the question do you wear a helmet at all times while you are riding? I have never had one ask me.As someone who worked for awhile in the healthcare insurance industry I can tell you what every insurer in MS is doing right now. For the next renewal there will be a 'rider' (see how I did that
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Anyone in Mississippi who can confirm?
I dunno. I'm trying to recall when i had commerical health insurance did they require me to wear a seat belt before they would "pay". Seems like this would be a long shot for the health insurance companies inviting a lawsuit....but what do i know i'm not a lawyerHealthcare insurance and automotive (aka 'liability) insurance are two entirely different critters. Healthcare insurance can absolutely specify what medical conditions and how the 'insured' developed said condition they'll cover. Remember the hooplaw for the ACA and how "pre-existing" conditions are regulated. I spent 5 years as Workers Compensation Adjudicator but hey I could be wrong (and it wouldn't be the first time either...
I did as counterpoint to what you said as evidence I got something wrong. The study you quoted did not address what I said. You got that wrong from the jump and proceeded to compare apple to oranges.
Capital idea.
I compared apples to oranges? I wasn't the one who admittedly introduced the CHANCES of getting into an accident instead of injuries sustained with or without a helmet.
As someone who worked for awhile in the healthcare insurance industry I can tell you what every insurer in MS is doing right now. For the next renewal there will be a 'rider' (see how I did that
Not to start a debate, but I think the argument for mandatory helmets would be that, as a society, we always pay for the mistakes of others in some large or small way. A simple example would be treating someone in the emergency room whether or not they have insurance, can afford to pay for the treatment or their injury was self-inflicted. It's just what civilized people do.. even for the foolish.
Are we then going to have grocery police to make sure that people buying junk food have health insurance?
Good question. In this world we live in, we always need to draw the line somewhere.
