This is good info but the easiest way to tell if the fan is operational is to ensure there is antifreeze in the radiator then run the bike up to temp. If the fan runs you do not have to go through all the trouble shooting as the trouble was lack of coolant. If the coolant is low you are then trouble shooting how you lost coolant. And the common culprit is the overflow hose.
let's compare the two options:
To jumper the fan wire to ground you need to take off the left side access panel, which has two screws, and you're done.
vs.
checking the coolant level requires:
1. remove both saddlebags
2. remove seat
3. remove both sidecovers
4. remove top shelter
5. remove right access cover to get to screws so you can
6. remove right glovebox panel and finally open the radiator cap to check the coolant level.
I think at this point you've already removed at least 14 screws
7. then wait for the engine to warm up (if its not already hot) and make sure it doesn't overheat when the fan doesn't come on (if that is the case)
If you ask me, the first method is easier than the second