I have been contemplating a heated liner for a while now and I most likely need a new jacket as well as I think mine has lost its ability to stay dry. While researching different jacket options I surfed into the Cycleport website. The info on the Cycleport site states that with their two part liner you can ride in as low as 20 degree temps without heated gear. Can anyone verify this? Or is a heated liner advisable in spite of this claim? I have read a lot of rider feedback on the Cycleport gear and it seems like really good stuff based on the high praise it receives from users but I just wonder if it would be more advisable to go with heated gear just the same if I took the plunge and bought a Cycleport jacket.