Simple.
No, really!.
In a stressful situation, the human animal will reflexively revert to everyday habits and routine.
In other words, when Ms. I-don't-see-you pulls out right in front of you, and you must perform a quick stop RightFreakingNow!, your (and my) physiology will perform as you and I do in the everyday, normal braking movement.
If you habitually use just the front (or rear) brake, in nearly every single instance this is exactly what you will do when faced with no time to think.
So, since we already know the front brake delivers approximately 70% of our total stopping power, at this sudden high-stress moment do you want 70%, or 100% stopping power?
Pardon me, but if you chose 70%, please excuse yourself from this conversation.
If you always, all the time, no exception, use only the rear brake for stopping, no matter what, wouldn't you agree it will take you longer to stop from any speed, than a rider using both brakes?
Without going completely medical nerd on y'all, this aspect of human behavior has been documented for so long, as relates to so many disciplines (combat and sefl-defense shooting comes to mind) that it can be stated as fact, certainly as fact for the purpose of this discussion.
So I won't judge anyone's riding style, but this is the reason braking is taught this way in the MSF Basic RiderCourse.
Note, too, perhaps I should have stated at the outset, this response is restricted to street riding, not racing or other moto-pursuits.