I'd go with dduelin's prognosis - it only really 'wears' when it's disengaged. Mine was worn through simply high mileage (75k+).
20k is a low figure for it to go - but seeing as it's nearly a 10 year old bike: could it have been stood for prolonged periods of time? Has it been used on short/stop journeys (given the wet clutch - before the engine oil warms up)? Contaminated engine oil, maybe? Hard one to call if it's a post-mortem.
You've probably already seen it - but an extract from the part's catalogue for reference. At the other end of #14 (bowels of the engine) is the clutch slave cylinder.