If your bike took 10-15 minutes to reach 3 bars, your T-stat was frozen open, and not working at all!It always went to 3 bars and stayed there, so I'm pretty sure my thermostat was good. During winter it would obviously take a little longer to get there, but it would reach 3 bars after 10-15 min and be rock solid. I never saw 4 bars in my five years of riding it. I read that it's possible to adjust the "cold idle" but I never attempted it. I may have been able to reduce the cold morning starts to say 2,000 rather than 3-4,000 RPM - but I was always afraid that I would mess up the warm idle, which was always nice just below 1,000 RPM
Even in colder locations, an ST should reach 3 bars in 2-3 minutes.
And If a person started to ride the bike before you reached 3 bars, you would be running with a richer condition (think choke on) and have poor MPG and gum up the 5 way tee sooner.