I hit a deer 10-9-25

Have a dealer assess the cost of repair. I had an insurance rep try to tell me what a repair would cost after our tech had done a proper evaluation. The rep either had no clue or wanted to save his company money.

You can ask the dealer to advise you on what could be left off the assessment so you can keep the bike. The ins could then pay for repairs if the value is higher. We had bikes totaled because a frame was scratched and the labor would push the bill over the value. We had others that asked us to eliminate similar cosmetics from the assessment because the owner wanted to keep the bike. If you find used parts and do the work yourself you could manage a good deal. Maybe it's worth your consideration.
 
Igofar said:
One last thing…..
Before they come to pick up the bike, or you remove personal items from it, you may want to remove the ECU as you will be able to recoup some of your money :rofl1:
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Yeah, those highway blades are pretty scarce. Wish I'd have taken them off of my bike when I traded it in.
 
Bad news for the bike, good news for your body.
The bigger bikes continue to "protect" riders better than the smaller bikes do, or at least increase your odds of not sliding down the road.
 
Landon said:
I hit a deer around 11AM in West Virginia on Thursday. I was on Jordan Run Road about 1.5 miles south of WV 42 (around 20 miles north of Seneca Rocks). The deer jumped out of the woods from the right hand side of the road and I estimated that I had about 2 seconds before impact. Only enough time to brace for impact. I was traveling around 55-60 mph, fortunately I kept the bike upright. I had zero injuries. The deer didn’t survive. My bike doesn’t look that bad, I was able to ride it 450 miles back home. I’m estimating there is $2,500 in parts alone that need replaced not including any labor cost. Unfortunately I fear if I turn it into insurance it will be totaled out. I’ve considered fixing it myself but the left fairing needs replaced and it’s not available from Honda. Seems it all adds up to just let insurance total it out and look for a replacement.
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Glad that you were not injured.
 
stinker said:
Have a dealer assess the cost of repair. I had an insurance rep try to tell me what a repair would cost after our tech had done a proper evaluation. The rep either had no clue or wanted to save his company money.

You can ask the dealer to advise you on what could be left off the assessment so you can keep the bike. The ins could then pay for repairs if the value is higher. We had bikes totaled because a frame was scratched and the labor would push the bill over the value. We had others that asked us to eliminate similar cosmetics from the assessment because the owner wanted to keep the bike. If you find used parts and do the work yourself you could manage a good deal. Maybe it's worth your consideration.
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This. When I laid my 1100 down at low speed and it had slid underneath the car in front, the damage estimate was well in excess of the value. The left saddlebag alone, which was only scratched, was priced at $1200! The adjuster was understanding enough to exclude stuff that wasn't safety related, bringing it down to where I got enough to rebuild it and kept it from being retitled as a salvage. Hope you can do the same.
 
Glad you are okay, having a close encounter of this kind is not great... but you are good, bike can be replaced!

Uncle Phil beat me to it in suggesting buying another bike, possibly a high miler or non runner and doing the fixer upper bit yourself....

When I had my second ST1100 damaged in an accident I priced up the tupperware alone, which came to around £4500.... and that was in 2012.. mind you it did need pretty much all the plastic!

The engineer didn't even come to see the bike, I sent before and after pictures and they sent me a cheque.... I had no complaints as after my deductible it meant the bike had only cost me servicing, tyres and fuel for the two years I had it....
Still gutted to lose it though.
 
Mellow said:
Good luck with insurance, doesn't seem to matter if the bike is old or new, it gets totaled.
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yeah, I don't have any recent experience, but back around '07 or so I had a minor crash on my Triumph 955i Daytona sport bike. I don't remember exactly now, but it was something like a little road rash to the side fairing. Maybe a mirror, I don't recall. And, I'd laid it down on the other side a couple years earlier, so there was a little fairing road rash on the other side that had been covered up with a decal. Both crashes I picked it up and rode it home, nothing serious.

So I decided to make an insurance claim to clean it all up. Bottom line, when it went down the shift lever put a tiny scratch in the frame. Classified as frame damage, bike totaled.

considering the cost of replacing the bodywork myself, when they offered me a price to keep the bike it wasn't worth it, so I let it go.
 
I’ve started a claim with my insurance and will just see how it plays out. If it works out that I can keep it and fix it I will. If they total it I’ll probably just let them take it and find a replacement.
 
Glad you're okay, but sorry about the bike. When does deer hunting season start? It can't start soon enough as far as I'm concerned ;)
 
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