Well, I'll share something with y'all that it took me WAY-Y-Y too long to figger out:
It doesn't require age to retire. It only requires money.
Now, whether that means a lot of it, or a little of it, depends mostly on you. (Tip: it will in all probability, take more than you think.)
In all serious-ity, I pray that those younger than me, can take advantage of this little bit of wisdom.
Sadlsor, You are SO right with this.
14 yrs ago we worked out that we could stop work and "survive" on our savings until the pension age came around. We changed country ,UK to France, and lived very carefully [frugally] . Have to say ,despite some of life's dramas getting in the way , haven't regretted our decision ; ever.